In the present times, electronics are more of a necessity than a luxury. Mobile phones have become an inseparable part of our daily lives. And to run a household in a more organized manner every home need basic electronics like the washing machine, refrigerator, television etc. In the Indian society, purchase of electronics, be it any household, is always a humongous task. A lot of thinking, planning, research, and discussion goes into buying electronics as small as a mobile phone. For the Indian middle class, it is almost like an investment decision. So while you make the wise decision of investing in an electronic item, do not forget to adopt the smart way of buying one - go cashless.
Here are 5 ways in which you can buy your electronics cashlessly:
E-Commerce Websites
Buying electronics from e-commerce websites like Flipkart, Amazon etc. is one of the easiest task these days. There are numerous advantages of buying electronics from these websites. These e-commerce websites have a plethora of choices from brands, to types of configuration of a particular electronics. These websites provide a host of cashless payment options which you can utilize to pay for your electronics. You can pay through net banking or mobile banking, or through your credit or debit cards. Some of them even come with exclusive wallet facilities where you get cashback on purchasing electronics. This is almost like a double bonanza offer for adopting the digital mode of making payments.
Digital Wallets
Most electronics stores and showrooms in urban and metro cities have since a long time adapted to the digital payment methods. Post the demonetization drive, even in smaller towns, we saw stores adapting to the Paytm kar do syndrome. Digital wallets are the new trend. Buying electronics through digital wallets is not only easy but at times even advantageous as they provide special discounts and exclusive offers. So go for this mode of digital payment while buying electronics and enjoy the advantages of going cashless.
Credit Cards and Debit Cards
These are one of the indigenous modes of making digital and cashless payments. Due to the substantial amount involved in buying electronics, most of the electronics stores do provide the facility of making card payments. Often making payments for electronics through debit or credit cards comes with special discounts, which you may miss if you opt for making payment through cash. Also, if you are paying through cards, you have the option of converting your investment into EMIs which offloads you from the burden of spending a substantial sum in a single month. That is an amazing facility for the huge middle-class Indian population which earns its money through tremendous hard work.
USSD Banking and UPI Apps
USSD Banking and UPI Apps are the children of the demonetization drive. The government of India introduced these digital payments facilities to provide an opportunity to the lower income groups to go cashless. These digital payment systems can be operated by anyone for making and receiving payments. All one needs to have is a bank account. If your electronics store owner is still resisting the other modes of cashless payment, encourage him to accept payments through the UPI Apps or USSD banking. One can make payments through these even without smartphones.
Pre Used Goods Selling Websites
If you are someone who does not want to spend greatly on a new electronic item, then sites like OLX and Quikr can come to your rescue. These are great marketplaces for second-hand selling goods and one can find quality pre-owned electronics items here. The best part about these websites is that the quality of the goods is assured and they even provide you with options for making digital payments.
So, the next time you think of buying an electronic item, pay for them in any of the above given 6 ways. Go cashless and enjoy the unlimited advantages, benefits, and opportunities that accompany you with this smart and wise decision.
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