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10 ways to go cashless in India

Though many people were already using cashless payment methods like credit/debit cards, internet banking, and checkbooks for transactions, the number was limited. However, governments demonetization certainly pushed the entire country to adopt various cashless ways for not just big transactions, but in fact, for the day to day transactions. Here are 10 ways you can adopt for cashless transactions: Internet bankingInternet banking as we all know allows financial transactions from anywhere in real time. Log in to your bank account, and you can recharge your mobile number and DTH connections, pay utility and credit card bills, and transfer funds anytime. Debit cardsDebit cards can be said to be one of the first few ways of cashless transactions and have today become a necessity. There is no need to carry cash to make payments when you have a debit card handy. Credit cardsCredit cards unlike debit cards as the name says work on credit and can be requested from your bank. Each time you us

What are the advantages and disadvantages of a Paytm Wallet?

Mobile wallets like Paytm are constantly trying to make it easier for people to make payments on-the-go. Paytm is available for both online and offline transactions, enabling the customers to do all sorts on different platforms. In simple terms, its a way to make payments online, and its extensive features let you pay the monthly bills, recharge your mobile, and shop while sitting in the warmth of your room. Advantages of Paytm wallet1. Available with or without the Internet The splendid service of Paytm mobile app is so smooth that you can use it anywhere, anytime with or without the Internet. If you have access to the Internet, just connect with the App and browse its seamless features. In case, you dont have the internet, call on Paytms toll-free number and ask for PIN generation. You can easily make a transaction from one Paytm account to another using this PIN and SMS service when you dont have Internet connectivity. 2. Smooth payment system Paytm is truly a one-click payment sys

How to use Paytm mobile wallet without the internet

When India went cashless, many of the mobile wallets came to the rescue. But there was one major problem that needed to be addressed: The absence of the Internet in many parts of the country. Breaking all the norms, Paytm came with a solution for those who could not access the Internet, and the app made it possible for people to use Paytm mobile wallet even without the Internet. How can you make a transaction without the Internet?
While the common man was ranting about the Internet problems, Paytm launched a mobile wallet version that could run without the Internet, hence ending all the ordeals of a common man. Even if you dont have the Internet, you can log in to your Paytm account to make a successful transaction from your wallet. To be able to do that, you just need to have a cell phone to make a call to the Paytm toll-free number (180018001234). Here is how you can the use the Paytm wallet without the Internet:
Register your mobile number with the Paytm app using Android and iOS app