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Everything you need to know about FreeCharge Chat n Pay

FreeCharge is a mobile based payment platform which lets users pay utility bills, recharge mobile numbers and DTH connections, shop online and offline, and transfer funds to banks accounts.
Launched in 2015, FreeCharge has risen as one of the most used mobile apps in India in a very short span of time. The FreeCharge Chat n Pay feature has further made accepting and making payments super quick and easy.

What is FreeCharge Chat n Pay

The FreeCharge Chat n Pay feature lets two FreeCharge users accept and make payments immediately through their FreeCharge wallet. Built on a chat-based platform, FreeCharge with the Chat n Pay service has merged payments and messaging, where the merchants and customers can communicate and initiate easy payments over chat.

How to use FreeCharge Chat n Pay

Using the new Chat n Pay feature by FreeCharge is incredibly smooth and hassle-free. The first step is to update the FreeCharge app in your smartphone from the respective play store/ app store, then follow the steps below:
  1. Install and open FreeCharge app
  2. Log in to your FreeCharge account
  3. Click on Chat n Pay on the top of menu
  4. Once you click on Chat n Pay, you get more options like Send Money, Request Money, and Add Money
  5. For instance, if you wish to send money to someone, click on Send Money, enter the mobile number and the amount of the recipient, and click on Pay Now
  6. The money is transferred over chat

Features of Chat n Pay

FreeCharge with the introduction of Chat n Pay feature has brought a revolution in the field of digital payments. Transferring money over chat is something we all must have thought of at some point or the other. So find below the amazing features of this latest addition by FreeCharge:
  • Merchants need to integrate not just their bank account number but also their area of business and choose a custom identifier which helps the customers in identifying the respective service area through FreeCharge app
  • The entire process takes not even 5 seconds to transfer funds
  • The minimum amount which can be transferred is INR 1 while the maximum is INR 10,000
  • You can also recharge a friends mobile number by selecting the recharge option, whether he/she is a FreeCharge user or not
  • You can also transfer to someone who does not have a FreeCharge account. In such a case, the money transferred is parked aside and is credited to the receiver's account when he/she joins or registers on FreeCharge. However, if the recipient does not join FreeCharge in 7 days, the transferred amount is credited back to your account
  • In fact, in case you have requested money transfer from someone who does not have a FreeCharge account, he/she will still be notified of your request through an SMS
So, if you ever find yourself out of money in cash or digitally, you can request for money from your family and friends through chat. In fact, with the help of FreeCharge Chat n Pay feature, you can easily remind someone who owes you money without embarrassing him/her.
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